Missy’s Managing the Manor

Snowball effect!


A snowball starts small, but as it gathers momentum, picks up more snow, making it larger. It moves faster and picks up more speed moving on. This thought applies to situations starting out small and gradually building up over time increasing until it becomes impactful. Snowball effect can apply to other areas of your life as well.

Snowball effect is Dave Ramsey’s approach to eliminating debt. Let me share an example how I used the snowball effect. I had a larger loan to pay off. I personally felt I wasn’t making any headway paying off the loan, so I decided to have an automatic payment taken out of my account every week (instead of once a month). I didn’t have to do anything because it was automatic. The amount that came out each week was smaller, but it really added up coming out once a week instead of one larger monthly payment. This also helps cut down on the amount of interest being paid over time.

Snowball effect when decluttering, it becomes easier to feel more organized, see progress, which can motivate you to keep going. The key is to do what works best for you. Break down a larger task into smaller, more doable ones.

Stay tuned for next month’s topic: Just 15 minutes/3 minute reset!

There’s so much to do, so little time. Bye for now!